Short answer
You apply directly to an officially recognised Portuguese institution, then apply for a residence visa for study. The published processing fee for a national visa application is EUR 110. The means of subsistence benchmark is the Portuguese minimum monthly salary, given as EUR 920 in 2026, over at least twelve months. But Article 91-B of Law 23/2007 exempts higher education students admitted to a recognised institution from proving means of subsistence, health insurance and travel insurance. After arrival you apply to AIMA for a residence permit.

Is Portugal a realistic choice from Pakistan?
It is, and it is underrated. Portugal sits in the Schengen area, has public universities with real research output, and sets its funds benchmark against a minimum wage that is low by Western European standards. For a student whose budget would not survive the Netherlands or Denmark, Portugal is worth looking at properly.
What Portugal has going for it
- A means of subsistence benchmark tied to a EUR 920 monthly minimum wage, lower than the thresholds several northern European countries set.
- A published visa fee of EUR 110, with a clear list of exemptions.
- A document exemption for students admitted to recognised institutions that is unusually broad.
- A shorter passport validity requirement than most of Europe asks for.
What makes it awkward
Three things, and they are administrative rather than academic. There is no single national admissions portal for international students, so you apply institution by institution. There is no national tuition table, so you cannot look up what you will pay. And AIMA, the agency that handles residence permits, has had long appointment waits, which means the process after you land is not a formality.
If you are comparing European options, the Spain guide and the Italy guide cover the two southern European systems most often weighed against Portugal, and the Schengen visit visa guide explains the travel rules that follow once you hold a Portuguese permit.
The international student statute, and why it decides everything
Portugal runs a separate admission route for international students under Decreto-Lei 36/2014, usually called the estatuto do estudante internacional. Whether you fall inside it decides how you apply and what you pay.
Who counts as an international student
Article 3 of the decree defines an international student as a student who does not hold Portuguese nationality. It excludes nationals of European Union member states, and family members of Portuguese or EU nationals regardless of their own nationality. A Pakistani applicant with no other nationality and no EU family link is an international student under the statute.
Institutions run their own contest
The decree creates a special access and admission contest for foreign students to bachelor and integrated master cycles, at both public and private institutions, managed directly by those institutions. There is no equivalent of the Dutch or Swedish central portal. You apply to each institution on its own terms and its own calendar.
This is the practical difference from most of Europe, and it is where agents add confusion. Because there is no central system, there is also no central rule an agent can be caught contradicting. Ask every institution directly and compare the written replies.
The exemption almost nobody reads
Here is the part of the Portuguese rules that surprised me most, and I have read a lot of these pages. The Portuguese visa portal, setting out the documents needed for a residence visa, says this about higher education students.
Higher education students admitted to a higher education institution officially recognised under the terms of the legislation in force, which the page attributes to Article 91-B of Law 23/2007, are exempt from presenting health insurance or equivalent, from proving admission conditions or how they were accepted in a higher education institution, travel insurance, or means of subsistence.
Read that list again. Health insurance, proof of admission conditions, travel insurance, and means of subsistence. Four of the documents that most European student files are built around, exempted by statute for a student admitted to a recognised institution.
The other two exemptions
The same page adds two narrower ones. Students benefiting from a scholarship, including beneficiaries of a scholarship awarded by Camões, the Institute for Cooperation and Language, are exempt from presenting the document proving admission and proof of sufficient means of subsistence. And third-country nationals of Portuguese-speaking countries are exempt from proof of means of subsistence when admitted to a higher education institution. That last one does not help a Pakistani applicant, but the first two do.
What I would still do
Prepare the financial evidence anyway. An exemption written into law is not a prediction about how a particular consular post will handle a particular file on a particular morning. The sensible position is to know the exemption, carry a copy of the page, and also carry the bank statement. Being over-prepared costs you a folder. Being under-prepared on the strength of a rule you read about costs you an intake.
That is not cynicism about Portugal. It is the same advice I would give on any file. Officers decide on what is in front of them, and the cheapest insurance in any application is the document you did not strictly need.
The funds benchmark, for the file you build anyway
Portugal publishes its means of subsistence rule clearly, which makes it easy to build to even where the exemption applies.
| Who | Share of the reference | Monthly amount at the 2026 figure |
|---|---|---|
| First adult | 100 per cent | EUR 920 |
| Each further adult | 50 per cent | EUR 460 |
| Each child under 18, and non-minor dependent children | 30 per cent | EUR 276 |
Where the number comes from
The portal sets the reference at the minimum monthly salary, which it gives as EUR 920 in 2026, net of any social security deductions, under PCM Regulatory Decree n.º 139/2025 of 29 December. Because it is tied to the minimum wage, it moves when the minimum wage moves. A figure from last year will be wrong.
How long it has to cover
For a residency stay of over a year the portal says the means must cover a period of at least twelve months. At EUR 920 a month that is roughly EUR 11,040 for a single adult. For a temporary stay of under a year, the means must cover the foreseeable duration of the stay.
Note that this is separate from tuition. The funds benchmark is about living costs. Your tuition sits on top of it, and the institution decides what that is.
Tuition, and why there is no table to look it up in
I cannot tell you what a Portuguese degree will cost you, and no honest guide can. Under the statute, each institution sets the figure itself.
What the decree actually requires
Decreto-Lei 36/2014 says the institution’s legally and statutorily competent bodies decide the annual fee. For professional higher technical courses and for first, second and third cycle courses, they must take account of the real cost of training and the values set by other national and foreign higher education institutions, and the fee cannot be set below the maximum tuition fixed by law for the cycle of studies in question. Public institutions may also set differentiated fees according to the real cost of training.
The consequence for your budget
Institutional fee notices state the obvious conclusion: considering articles 9 and 11 of the decree, international student fees will always be higher than the fees set for national students. There is no ceiling published nationally that I could verify. One university also notes that where no new fee is approved for a year, the previous year’s value carries over.
So the only reliable number is the one the institution gives you in writing for your course and your intake. Treat any agent who quotes you a single Portuguese tuition figure across institutions as someone who has not read the statute.
Documents, and the one that has no exemption
The Portuguese visa portal publishes a general document list for national visas. These apply to all categories, before the student exemptions are read on top.
- a signed national visa application form, plus two recent passport-style photographs;
- a passport or travel document valid for three months after the estimated return date, with a photocopy of the biographical page;
- proof of regular status, if your nationality differs from the country where you apply;
- travel insurance covering medical costs, urgent care and possible repatriation, which may be waived under certain bilateral agreements;
- a criminal record certificate with an apostille or legalisation, issued by the authority of your nationality or by a country where you lived for more than a year, with applicants under sixteen excepted;
- proof of financial resources, as defined by decree of the competent government members.
The criminal record certificate is the slow one
Travel insurance and means of subsistence are both inside the student exemption. The criminal record certificate is not. It is a required document, it needs an apostille or legalisation, and in Pakistan it is the piece that takes the longest to obtain.
Order it first, before the admission even. It has to match the names on your other documents, so if your academic certificates and your passport disagree about your name, fix that before you order the certificate rather than after.
The higher education bullet itself
For higher education students the portal states the requirement as one line: fulfils admission criteria or has been accepted to university for a study programme, and has enough financial resources to attend such programme. The exemptions then modify it. That is why establishing that the institution is officially recognised matters so much.
Visa fees, and who does not pay them
Portugal publishes its national visa fees, which makes this one of the easier sections to verify.
| Item | Amount | Note |
|---|---|---|
| Processing a national visa application | EUR 110 | The standard fee |
| Appeal procedure | EUR 75 | Per appeal, under Order n.º 229/2021 of 28 October, article 15, number 5 |
| Children below the age of 6 | Exempt | Exempt from any visa fee |
| Foreign nationals with a study scholarship granted by Portugal | Exempt | Exempt from any visa fee |
| Descendants of residence permit holders, under family reunification | Exempt | Exempt from any visa fee |
| Residence permit card fee from AIMA | Not verified here | AIMA publishes its own card fees; read them on its site |
The appeal fee is worth noticing before you need it. Portugal publishes a route to contest a visa decision, with a fee attached, which is more than several destinations do. The exception listed is applications resulting from authorisations for family reunification.
AIMA and the residence permit after you arrive
The visa gets you into Portugal. The residence permit is what lets you stay, and it comes from AIMA, the Agency for Integration, Migration and Asylum.
SEF no longer exists
AIMA took over the functions previously handled by SEF, the immigration and borders service. This is a useful test of any advice you are given. If a university page, an agent checklist or a guide still tells you to book an appointment with SEF, it has not been updated since the change, and you should treat the rest of its figures with the same suspicion.
Plan for the wait
Appointment waiting times in Portugal have been long enough that universities themselves warn students about them. Start the process as soon as you arrive, not when your visa is close to expiring. Everything else you need in Portugal, from a bank account to a lease, tends to depend on having the residence process under way.
Enrolment is a condition, not a formality
Residence for study purposes is conditional on being actually enrolled and attending. If you stop studying, the basis for the permit falls away. Students who drop out quietly and stay on a study permit are creating a problem that surfaces at renewal, and immigration breaches have to be declared on application forms in other countries for years afterwards.
Can you work in Portugal while you study?
Here I have to be honest about what I could not verify, because this is exactly the figure that gets repeated without a source.
What I could not confirm
Consultancy sites widely state that students in Portugal may work twenty hours a week during term time. I could not find that figure on an official Portuguese page on the day I wrote this, and I am not going to print it as fact. If you are choosing Portugal because you plan to work twenty hours a week, confirm the rule with AIMA in writing first.
What AIMA does publish
AIMA’s own form for higher education student mobility, which cites Article 91-A of Law 23/2007, says that the applicant intends to enter and remain in national territory in order to study, and may carry out professional activity for a maximum period of 360 days under that article. It also says that after being authorised to enter and stay in Portugal, if the applicant intends to engage in paid employment, they must notify AIMA.
Two things follow. First, the notification duty is real: a student who starts work without telling AIMA is outside the published procedure. Second, that 360-day provision sits inside the mobility article, which concerns students moving to Portugal as part of a higher education mobility arrangement, so do not read it as a general cap on how much any student may work. It is a period, not an hourly limit.
The practical advice
Fund the year without the job. That is what I tell every student about every country, and it is sharper here because the rule is unclear in the published sources. Get a NIF, the Portuguese tax number, and sort out social security registration before you look for work, and ask AIMA what you are permitted to do rather than asking a landlord or a forum.
Portuguese, English, and the course you pick
Portugal teaches at both undergraduate and postgraduate level in Portuguese, with a growing English-taught layer, mostly at master level and mostly at the larger institutions.
Check the language of instruction per course
Not per university. A Portuguese institution can run an English-taught master alongside a Portuguese-taught bachelor in the same department. The programme page is the authority, and the admission requirements follow the language of instruction.
Learn some Portuguese regardless
Not for admission, for life. The residence process, the tax office, the health centre and the landlord all operate in Portuguese. A student who arrives with nothing spends their first term negotiating bureaucracy through a translation app.
How do you apply, step by step?
Because there is no central portal, the order matters more in Portugal than in systems with a single deadline.
Check whether you are an international student under the statute
Decreto-Lei 36/2014 defines an international student as a student who does not hold Portuguese nationality, and excludes nationals of European Union member states and family members of Portuguese or EU nationals. A Pakistani applicant with no other nationality normally falls inside the statute, which decides both the admission route and the tuition you pay.
Apply to an officially recognised institution
Institutions run the international student admission contest themselves under the statute, so there is no single national portal. Apply directly to each institution and confirm in writing that it is officially recognised under Portuguese law, because that recognition is what triggers the document exemptions at the visa stage.
Get the tuition figure in writing before you commit
Under the statute the institution sets the international student fee itself, and the fee for international students is always higher than for national students. There is no national table to look it up in. Ask the institution for the figure for your course and your intake, in writing, before you pay a deposit.
Prepare the documents that have no exemption
Order the police character certificate from Pakistan and have it apostilled or legalised, because the criminal record certificate is required and is the slowest document to obtain. Check that your passport is valid for at least three months beyond your estimated return date, and get two recent photographs.
Apply for the residence visa for study
Submit the signed national visa application form with your passport, photographs, the criminal record certificate with apostille or legalisation and the admission document. The published processing fee for a national visa application is EUR 110, and applicants holding a study scholarship granted by Portugal are exempt from any visa fee.
Prepare financial evidence anyway, and read the exemption
Article 91-B of Law 23/2007 exempts higher education students admitted to an officially recognised institution from proving means of subsistence. Read it, keep a copy, and still build the evidence to the published benchmark of the Portuguese minimum monthly salary, because an exemption in law is not a guarantee of how a particular consular post handles your file.
Apply to AIMA for the residence permit after you arrive
A stay longer than ninety days needs a residence permit from AIMA, the agency that replaced SEF. Start the process as soon as you land, because appointment waiting times in Portugal have been long. If you intend to take paid employment, AIMA requires you to notify it.
What goes wrong most often?
Relying on the exemption and carrying nothing
The Article 91-B exemption is real and it is published. It is still not a reason to arrive at a visa appointment with no bank statement. Know the rule, carry the evidence, and let the officer decide which they need.
Accepting a tuition figure that is not in writing
Each institution sets its own international fee, and the only number worth planning around is the one that institution gives you for your intake. An agent’s single Portuguese tuition figure is an average of things that do not average.
Leaving the police certificate until last
It is a required document, it needs an apostille or legalisation, and it is the slowest item in the file. Students who order it after the admission arrives are building in weeks of delay for no reason.
Following advice that still names SEF
AIMA replaced it. An agent or a checklist still routing you to SEF is working from a version of the rules that no longer applies, which tells you how carefully they have checked everything else.
Not verifying that the institution is officially recognised
The student document exemptions turn on admission to an institution officially recognised under Portuguese law. Confirm that status in writing before relying on the exemption or paying a deposit.
Planning the budget around twenty hours of work a week
That figure is not on an official page I could find. Build the year’s budget as though you will not work, then treat any lawful earnings as a margin rather than a line in the plan.
A realistic example
This is a hypothetical illustration, not a real client. Ayesha is 24, has a BS in biotechnology from a Karachi university, and wants a master in a Portuguese public university starting in September. Her brother works in Dubai and will fund her.
- Twelve months out. She orders her police character certificate from Pakistan and starts the apostille process, before she has an admission, because she has read that it is the slow document. She also checks that her name is spelled identically on her passport, her degree and her transcript.
- Eleven months out. She shortlists five institutions and emails each one two questions: confirm it is officially recognised under Portuguese law, and state the international student tuition for her course and intake. Three reply with figures. Two do not reply, and she drops them.
- Nine months out. She applies to the three that answered, through each institution’s own international student process. There is no single portal, so she keeps a spreadsheet of three different deadlines.
- Seven months out. She has an offer. The written tuition figure is higher than the one an agent had quoted her, which is exactly what the statute says to expect. She budgets against the written figure.
- Six months out. Her brother begins holding funds in a documented account. They build to the published benchmark, EUR 920 a month over twelve months, roughly EUR 11,040, even though she has read the Article 91-B exemption and printed a copy of the page.
- Four months out. She applies for the residence visa for study with the signed form, two photographs, her passport, the apostilled police certificate, the admission document and the financial evidence. She pays the EUR 110 processing fee.
- In her first week in Portugal. She starts the AIMA residence permit process immediately, having been warned by the university’s international office about waiting times. She gets a NIF.
The two decisions that saved her a cycle were ordering the police certificate a year out, and refusing to plan around a tuition figure nobody would put in an email.
The version that goes wrong
Her cousin Hira is told by an agent that Portugal needs no proof of funds at all, because students are exempt. Half true, and the half that is missing costs her the year. She arrives at the appointment with no bank statement, no apostilled police certificate because nobody told her to order one, and an admission letter from a private institution whose recognised status she never confirmed in writing. She paid PKR 400,000 for that advice, as a single figure with no breakdown.
Key takeaways
- Article 91-B of Law 23/2007 exempts higher education students admitted to an officially recognised Portuguese institution from presenting health insurance, proof of admission conditions, travel insurance or means of subsistence.
- Confirm in writing that the institution is officially recognised under Portuguese law, because that recognition is what triggers the exemption.
- Prepare the financial evidence anyway, to the published benchmark of EUR 920 a month over at least twelve months, roughly EUR 11,040 for one adult.
- The EUR 920 reference is the Portuguese minimum monthly salary for 2026 under PCM Regulatory Decree n.º 139/2025 of 29 December, so it moves when the minimum wage moves.
- Processing a national visa application costs EUR 110. Holders of a study scholarship granted by Portugal are exempt from any visa fee.
- There is no national tuition table. Under Decreto-Lei 36/2014 each institution sets its own international student fee, always higher than the national student fee.
- The criminal record certificate with apostille or legalisation is required and is not covered by the student exemptions. Order it first.
- AIMA replaced SEF. Any advice still naming SEF has not been updated, and the residence permit process should be started as soon as you arrive.
- I could not verify a weekly student work hour limit on an official Portuguese page. Confirm with AIMA rather than budgeting on twenty hours a week.
Frequently asked questions
Do Pakistani students have to prove funds for a Portugal study visa?
The Portuguese visa portal states that higher education students admitted to a higher education institution officially recognised under the legislation in force, citing Article 91-B of Law 23/2007, are exempt from presenting health insurance or equivalent, from proving admission conditions or how they were accepted, travel insurance, or means of subsistence. That is the published rule. I would still prepare the financial evidence, because an exemption written in law is not a promise about how one consular post will handle one file.
What is the means of subsistence benchmark for Portugal?
The Portuguese visa portal sets the reference at the minimum monthly salary, which it gives as EUR 920 in 2026, net of social security deductions, under PCM Regulatory Decree n.º 139/2025 of 29 December. It counts the first adult at 100 per cent, each further adult at 50 per cent and children under 18 at 30 per cent. For a residence stay of over a year the means must cover at least twelve months, so about EUR 11,040 for one adult.
How much is the Portugal student visa fee?
The Portuguese visa portal says the fee for processing a national visa application is EUR 110. It lists exemptions from any visa fee, including children under six and foreign nationals holding a study scholarship granted by Portugal. There is a separate appeal fee of EUR 75 per appeal procedure, under Order n.º 229/2021 of 28 October, article 15, number 5.
What does tuition cost for an international student in Portugal?
There is no single answer, and that is the rule rather than a gap in this guide. Under Decreto-Lei 36/2014 each institution sets its own international student fee, taking account of the real cost of training and the fees charged by other national and foreign institutions, and it cannot be set below the maximum tuition fixed by law for that cycle. Institutional notices state that international student fees are always higher than national student fees. Ask the institution for the figure for your course and intake.
How many hours can a student work in Portugal?
I could not verify a weekly hour limit on an official Portuguese page, and I am not going to repeat the twenty hours a week figure that circulates on consultancy sites without a source. What AIMA does publish, on its own higher education student mobility form under Article 91-A of Law 23/2007, is that the applicant may carry out professional activity for a maximum period of 360 days, and that a student who intends to engage in paid employment must notify AIMA. Confirm the current rule with AIMA before you rely on being able to work.
What is AIMA, and what happened to SEF?
AIMA, the Agency for Integration, Migration and Asylum, took over the functions previously handled by SEF, the immigration and borders service. Any guide, agent checklist or university page still telling you to book an appointment with SEF is out of date, which is a useful test of how current the rest of its advice is. Residence permits and the student notifications go to AIMA.
Do I need a criminal record certificate from Pakistan?
Yes. The Portuguese visa portal lists a criminal record certificate with an apostille or legalisation among the general documents for a national visa, issued by the authority of your nationality or by a country where you lived for more than a year. Applicants under sixteen are excepted. It is not covered by the student exemptions, so order it early. It is usually the slowest document in a Portugal file.
How long does my passport need to be valid?
The Portuguese visa portal says the passport or travel document must be valid for three months after the estimated return date, and asks for a photocopy of the biographical page. That is a shorter requirement than several other European destinations set, but check your own expiry date against the length of the course you are enrolling on rather than against the minimum.
Are scholarship holders treated differently?
Yes, in two ways. The visa portal says students benefiting from a scholarship, including a scholarship awarded by Camões, the Institute for Cooperation and Language, are exempt from presenting the document proving admission and proof of sufficient means of subsistence. Separately, foreign nationals with a study scholarship granted by Portugal are exempt from any visa fee. Tell the consular post about the scholarship rather than assuming it is on file.
Is Portugal cheaper than the rest of Western Europe for a Pakistani student?
Often, but not because of the visa rules. The means of subsistence benchmark is tied to the Portuguese minimum wage of EUR 920 a month in 2026, which is lower than the funds figures several northern European countries set. Tuition is the variable, because each institution prices its own international fee. Compare the written tuition quote plus twelve months of living costs against the equivalent elsewhere before you decide.
What happens if I stop studying while I am in Portugal?
A residence permit granted for study purposes is conditional on being enrolled and attending. If you stop, the basis for the permit falls away. Students who quietly drop out and stay on a permit granted for study create a problem that surfaces at renewal, and immigration breaches in one country have to be declared on application forms in others. Speak to AIMA or a qualified Portuguese adviser rather than letting it run.
Can Ch. Bilal Rasheed help me apply to Portugal?
He offers a consultation in Lahore, on WhatsApp or by phone, with an honest view of whether your grades and budget make Portugal realistic, and a reading of any agent agreement before you sign it. No one can guarantee a visa. He is an ICEF-accredited education consultant and an immigration advisor in Pakistan, not a Portuguese lawyer, and every figure on this page should be checked against the official Portuguese pages on the day you apply.




